1.
Tahmina Akter Bhuya Mita. Machine Learning-Driven Credit Risk Modeling: Transforming Loan Default Prediction and Portfolio Management in U.S. Commercial Banking. American Journal of Data Science and Analytics [Internet]. 2025 Dec. 3 [cited 2026 Apr. 7];6(12):01-42. Available from: https://ajdsa-journal.org/index.php/ajdsa/article/view/14