TAHMINA AKTER BHUYA MITA. Machine Learning-Driven Credit Risk Modeling: Transforming Loan Default Prediction and Portfolio Management in U.S. Commercial Banking. American Journal of Data Science and Analytics, [S. l.], v. 6, n. 12, p. 01–42, 2025. DOI: 10.63125/0z894070. Disponível em: https://ajdsa-journal.org/index.php/ajdsa/article/view/14. Acesso em: 7 apr. 2026.